If youâve changed your job recently and have just sorted out your Ford turbos, youâll need to make sure you let your insurer know as research has just revealed that 60 per cent of drivers are potentially on the road without valid cover in place because theyâve changed their job title or career without making it known.
Itâs up to you to tell your insurance company if you do have a change in circumstances, as occupation is one of the factors that are taken into consideration when premiums are set. However, research from uSwitch.com suggests that 41 per cent of drivers do not know itâs their responsibility to inform theIR insurer of job changes.
Be aware, however, that changing your policy can cost you, with motorists being charged an average of ÂŁ22 to amend any details on their insurance.
âConsumers can avoid surprise administration fees by reading the small print before taking out a car insurance policy. If youâre likely to move house or change jobs you will need to change your policy details, so consider any admin charges as well as the final premium when taking out your policy,â insurance expert Rod Jones said.
If you want to save even more money on your car insurance, make sure you spend time haggling with your provider when it comes time to renew your policy. Donât just accept the tariff they give you â you can shave off a few pounds if you take it upon yourself to query the quote youâre given.